Issue MIDs for companies
Provision dedicated merchant IDs for your entity, or for each brand, region or product line.
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FlashpayHigh-risk payment gateway. The highest approval rates.
PlatinumEdge is a high-risk payment gateway with dedicated MIDs, card acquiring and 200+ alternative payment methods - built in-house, with smart routing and cascading that recover sales other providers lose. High risk or low risk, we get you approved and paid.
98.7%Approval rate
T+0Settlement
0%Avg approval
The gateway
More approvals. More revenue. Same traffic.
Because we run our own gateway and a network of MIDs and acquirers, we route every transaction to the route most likely to succeed and retry soft declines instantly.
Smart routing
Route by issuer, geography and live performance.
Decline cascading
Retry across MIDs in milliseconds.
Fraud & 3-D Secure
Stop fraud without blocking good buyers.
Real-time analytics
Approval, decline and settlement insights.
Merchant IDs
Dedicated MIDs, at company and merchant level.
A dedicated MID gives you cleaner reporting, control over risk and approval rates, and resilience if a route is interrupted.
High-risk friendly
We underwrite complex and high-risk verticals that mainstream acquirers avoid, with sensible terms.
Multi-MID resilience
Spread volume across multiple MIDs to manage limits, risk and continuity - orchestrated automatically.
Who we approve
Approval rates by vertical.
We onboard low-risk and high-risk businesses and tune routing per industry. Indicative live approval rates:
iGaming / Online Casino High risk0%+
Canadian licensed entities
Forex High risk0%+
Canadian licensed entities
eCommerce Low risk0%
SaaS Low risk0%
Fintech Low risk0%
Cryptocurrency High risk0%
Approval rates are indicative and depend on traffic quality, geography and configuration.
Alternative payment methods
Accept how your customers actually pay.
Cards are only the start. Reach buyers worldwide with 200+ local and alternative methods - and convert more of them.
Risk appetite
Approved when others decline.
Mainstream processors play it safe and leave good businesses stuck. We say yes to both low-risk and high-risk verticals, responsibly, with dedicated MIDs and the routing to keep approvals high.
E-commerceSaaSTraveliGamingForexCryptoMarketplacesSubscriptions
Card schemesVisa · Mastercard
Alternative methods200+
IntegrationHosted · API · Plugins
Chargeback toolingIncluded
SettlementFiat & crypto
Get approved~48 hours
FAQ
High-risk merchant accounts, explained.
What is a high-risk payment gateway?
A high-risk payment gateway routes and processes card and alternative payments for businesses in high-risk industries - such as iGaming, forex, cryptocurrency and CBD - that mainstream processors decline. PlatinumEdge runs its own high-risk payment gateway with dedicated MIDs, smart routing and decline cascading to keep approval rates high.
What is a high-risk merchant account?
A high-risk merchant account lets businesses in industries with higher chargeback or regulatory exposure - such as iGaming, forex, cryptocurrency, CBD or subscriptions - accept card and alternative payments. PlatinumEdge underwrites these verticals with dedicated MIDs and smart routing to keep approval rates high.
Which high-risk industries do you approve?
We onboard both low-risk and high-risk businesses, including iGaming and online casinos, forex and CFD brokers, cryptocurrency platforms, nutraceuticals and CBD, travel, marketplaces and subscriptions. iGaming and forex are supported for Canadian licensed entities.
How long does merchant account approval take?
Most merchants are approved in about 48 hours once we have your application and KYC documents. Complex high-risk setups can take a little longer while we configure the right MIDs and routing.
What is a dedicated MID and why does it matter?
A dedicated Merchant ID (MID) is a payment account assigned to your business alone. It gives cleaner reporting, control over risk and approval rates, and resilience - if one route is interrupted, volume can move to another MID automatically.
Do you support crypto payments and settlement?
Yes. You can accept cards and 200+ alternative methods and settle in fiat or crypto. We also offer crypto wallets, exchange and crypto-to-card issuing - see Crypto and Cards.
What are smart routing and decline cascading?
Smart routing sends each transaction to the acquirer or MID most likely to approve it, based on issuer, geography and live performance. Decline cascading instantly retries a soft-declined payment across other MIDs in milliseconds, recovering sales that would otherwise be lost.
Are you licensed and regulated?
PlatinumEdge Technologies operates as a FINTRAC-registered Money Services Business (MSB registration C100000579) in Canada. See our Compliance page for details.
What do I need to apply?
Basic company details, ownership and KYC documents, and a description of your business model and processing history. Contact our team and we'll find a way to get you paid.
Flashpay