Dedicated IBANs
Named company account details for businesses, and personal account details for individuals.
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Flash Account · European vBANsEuropean virtual IBAN (vBAN) accounts.
A multi-currency account with dedicated IBANs and SEPA, SWIFT and local rails - hold 40+ currencies plus crypto, send and receive worldwide, and settle from one dashboard. Built for businesses and individuals the traditional system overlooks, including high-risk.
AccountDedicated IBAN
RailsSEPA · SWIFT · local
Currencies40+
BalancesFiat & crypto
OnboardingKYC / KYB
What you get
A European account, built for how you work.
The same regulated platform for companies and the people behind them - no branch visits, no opaque declines.
SEPA, SWIFT & local rails
Send and receive in euro and beyond, tracked end to end across domestic and cross-border rails.
40+ currencies & FX
Hold and convert across 40+ currencies from one dashboard, with clear, fair FX.
Fiat & crypto balances
Keep fiat and digital assets side by side, and convert between them - settling into the same account.
Mass payouts & acquiring
Pay suppliers and staff, and collect through the gateway and dedicated MIDs.
Dashboard & API
Manage everything in one place, or automate payments, reconciliation and reporting via API.
Accounts for businesses banks turn away
An IBAN for high-risk businesses.
Mainstream banks routinely decline high-risk industries. As a FINTRAC-registered MSB with a documented AML/KYC program, we onboard businesses other providers won't - pairing your account with the payment gateway and MIDs so you can get paid too.
EntityFINTRAC MSB
LicenceC100000579
OnboardingKYC / KYB
ScreeningSanctions & PEP
FundsSafeguarded
Registered & regulated
PlatinumEdge Technologies is a FINTRAC-registered Money Services Business (Licence C100000579), incorporated in British Columbia, Canada (BC1465210). Our documented AML/KYC program covers KYC/KYB, sanctions and PEP screening, transaction monitoring, and safeguarding of funds under Canada's PCMLTFA. Client money is held with the safeguarding controls a regulated MSB is expected to maintain. See our compliance & licensing.
FAQ
Virtual IBANs, explained.
What is a virtual IBAN (vBAN)?
A virtual IBAN - which we call a vBAN - is a dedicated IBAN issued to your account so you can send and receive payments in your own name. With PlatinumEdge it sits inside a multi-currency account that also holds fiat and crypto balances.
Are these European IBANs, and do they support SEPA?
Yes. Accounts come with dedicated IBANs and support euro payments over SEPA, as well as SWIFT and local rails for cross-border transfers.
Can high-risk businesses open an account?
Yes. As a FINTRAC-registered MSB with a documented AML/KYC program, we onboard high-risk businesses that mainstream banks decline - including iGaming, forex and crypto - subject to KYC/KYB and screening.
Which currencies can I hold?
You can hold and convert across 40+ currencies from one dashboard, with clear FX, plus crypto balances alongside your fiat.
Are my funds protected?
Client money is held with the safeguarding controls a regulated Money Services Business is expected to maintain under Canada's PCMLTFA. PlatinumEdge is an MSB, not a bank, so this is safeguarding rather than deposit insurance.
How do I open an account?
Apply online and complete KYC (individuals) or KYB (businesses). One application covers a Flash Account, crypto, cards and the gateway. Talk to our team to get started.