Home  /  Learn  /  On-ramp vs off-ramp

Learn

Crypto on-ramp vs off-ramp

An on-ramp converts traditional currency (fiat) into crypto; an off-ramp converts crypto back into fiat. Together they connect the banking system and digital assets.

On-ramp (fiat to crypto)

On-ramping means funding with fiat to buy crypto - for example, depositing euro and purchasing BTC, ETH or a stablecoin. The crypto settles into your wallet or account balance.

Off-ramp (crypto to fiat)

Off-ramping means selling crypto for fiat and withdrawing it - ideally straight to a bank account. With PlatinumEdge, conversions settle into the same account and IBAN that holds your fiat. See crypto-to-fiat & fiat-to-crypto.

Why compliance matters

Reputable on/off-ramps run KYC and AML checks. PlatinumEdge operates these under its documented program as a FINTRAC-registered MSB.

Related
FAQ
How do I cash out crypto to a bank account?

Use an integrated off-ramp: sell the crypto and have the fiat settle to your bank account or IBAN. PlatinumEdge settles conversions into your existing multi-currency account.

Are on/off-ramps regulated?

They are operated by regulated entities running KYC/AML programs. PlatinumEdge is a FINTRAC-registered Money Services Business.

PlatinumEdge

Want to on-ramp and off-ramp in one account?