Banking, crypto, and the highest-converting checkout in payments.
One platform for ambitious businesses: business banking, a crypto wallet and exchange, crypto-to-card issuing, and our own high-approval payment gateway with smart routing, dedicated MIDs and 200+ alternative payment methods. High risk or low risk, we get you approved and paid.
Alternative payment methods and local rails
Typical time to get approved and onboarded
Settlement currencies, fiat and crypto
Monitoring, support and fraud screening
Your full money stack,
under one licence.
Banking, crypto, cards and a high-approval gateway that all talk to each other. One application, one onboarding, one place to move and settle money.
Banking
Multi-currency accounts for businesses and individuals - dedicated IBANs, SWIFT and SEPA payments, and balances in fiat and crypto.
Open an account › FLASH EXCHANGECrypto Wallet & Exchange
Hold, buy, sell and convert major coins and stablecoins with deep liquidity, an OTC desk, and instant fiat on and off-ramps.
Explore crypto › FLASH CARDCrypto-to-Card
Turn crypto into spendable Visa and Mastercard, physical or virtual. Spend your balances anywhere cards are accepted.
Get cards › FLASHPAYPayment Gateway
Our own gateway with smart routing, cascading and the highest approval rates - so more of your customers actually pay.
See the gateway › FLASHPAYMerchant IDs (MIDs)
Dedicated MIDs at company and merchant level, with multi-MID resilience and underwriting for complex verticals.
Apply for a MID › FLASHPAYAlternative Payments
200+ APMs, wallets, bank transfers and crypto - so customers everywhere pay the way they prefer, and you convert more.
Browse APMs ›Illustrative dashboard · figures for demonstration
The highest-converting checkout in the room.
More approvals means more revenue from the same traffic. Our gateway routes every transaction to the route most likely to succeed, retries soft declines instantly, and gives shoppers the local methods they trust.
Smart routing
Route by issuer, geography and live performance.
Decline cascading
Retry soft declines across MIDs in milliseconds.
Fraud and 3-D Secure
Block fraud without blocking good customers.
200+ local methods
One integration, every market your buyers are in.
Every payment finds its best route.
Same engine. Tuned to your risk.
e-commerce · SaaS · fintech
iGaming · forex · crypto · adult
Two playbooks, one engine: we push low-risk volume to peak approval, and still recover the majority of high-risk transactions that other providers simply decline.
Built for your vertical,
including the hard ones.
We onboard low-risk and high-risk businesses and tune routing per industry. Indicative live approval rates by vertical:
Approval rates are indicative and depend on traffic quality, geography and configuration.
Low risk or high risk - we say yes, responsibly.
Mainstream processors play it safe and leave good businesses stuck. We underwrite the hard cases too, with sensible terms, dedicated MIDs and the routing to keep approval rates high.
Low-risk businesses
Sharp pricing, fast settlement and a frictionless checkout that keeps conversion high as you scale.
High-risk verticals
Specialist underwriting, multi-MID resilience and chargeback tooling for the sectors others avoid.
From application to first payment in days, not months.
Apply
Tell us about your business. One application covers banking, crypto, cards and the gateway.
Get approved
Our team runs KYC/KYB and AML and gets you approved - typically within 48 hours of a complete file.
Go live
Integrate via hosted checkout, API or plugins, and start accepting payments with consolidated settlement.
Built on a real licence, not a workaround.
PlatinumEdge is a FINTRAC-registered Money Services Business operating a documented AML/KYC program with sanctions and PEP screening and ongoing transaction monitoring.
Our compliance approach ›Edge you won't find
anywhere else.
Hard-won playbooks from running our own banking, exchange and gateway - the kind of structure only PlatinumEdge can put in one hand.
The complete iGaming stack, under one roof
Issue MIDs, settle in fiat to your own account, convert to crypto with the built-in exchange, and send B2B & B2C transfers - all under your control, no hidden intermediaries.
Read the playbook ›BIN-aware routing: approve before cascading
Some BINs are declined by certain MIDs. We know the weak spots and route each card to the right MID first - lifting approval before a cascade ever starts.
Read the playbook ›Licensing and banking, handled
Lawyers and specialists with 5-12 years' experience get you licensed - VASP, crypto exchange, forex, iGaming - and open direct bank and acquirer connections.
Read the playbook ›